Arbuthnot Banking Group AIM:ARBB
- Founded
- 1833 · London, England
- Incorporated
- United Kingdom
- Chief executive
- Sir Henry Angest
- Employees
- 954
- Reports in
- GBP
- Companies House
- 01954085
Private and commercial banking group whose core business is Arbuthnot Latham, a private bank founded in 1833 offering banking, wealth management and commercial lending. Also operates specialist lending divisions including asset finance and asset-based lending. One of the few banks quoted on AIM.
Read straight from the annual reports
795p at close on 2 Oct 2026 · 16 reported years, 1986–2025
| Line | FY198612/86 | FY198712/87 | FY198812/88 | FY198912/89 | FY199012/90 | FY201512/15 | FY201612/16 | FY201712/17 | FY201812/18 | FY201912/19 | FY202012/20 | FY202112/21 | FY202212/22 | FY202312/23 | FY202412/24 | FY202512/25 | FY2026unreported |
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| Revenue | — | — | — | — | — | — | — | — | — | — | — | — | — | ||||
| Gross profit | — | — | — | — | — | — | — | — | — | — | — | — | — | ||||
| Operating profit | vs 3.8 | — | — | — | — | — | — | — | — | — | — | — | |||||
| Net finance cost | vs 0.67 | — | — | — | — | — | — | — | — | — | — | — | |||||
| Profit before tax | vs 2.5 | ||||||||||||||||
| Adjusted profit before tax | — | — | — | — | — | — | — | — | — | — | |||||||
| Tax charge | vs 0.69 | ||||||||||||||||
| Profit for the year | vs 1.6 | ||||||||||||||||
| EBITDA | — | — | — | — | — | — | — | — | — | — | — | ||||||
| Adjusted minus statutory PBT | — | — | — | — | — | — | — | — | — | — | |||||||
| Basic EPS | — | ||||||||||||||||
| Diluted EPS | — | — | — | — | — | ||||||||||||
| Adjusted EPS | — | — | — | — | — | — | — | — | — | — | |||||||
| Dividend per share | — | — | — |
GBP millions, negatives in brackets. Per-share lines in pence, share counts in millions. later is what a following report restated the figure to; vs is a second reading that disagrees. The figure shown is the one the original filing printed, and both readings are kept. Click any figure: opens the report page it was read from, highlighted; shows how it was calculated. The share price above is drawn to the same columns: each close sits over the financial year it fell in.
3 years, at a glance
Dashed: Operating margin, in % on its own scale — read its shape, not its height against the bars.
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Net interest income from lending and treasury balances
Net interest income of GBP118.1m (2024: GBP125.9m), the largest single component of total group operating income of GBP169.5m
page 18Fee and commission income, particularly Wealth Management
Net fee and commission income increased to GBP30.2m (2024: GBP28.1m), driven by growth in Funds under Management and Administration to GBP2.68bn (+21%)
page 18Bank of England base rate cuts (four x 25bps in 2025, ending at 3.75%)
Reduced net interest income from Group's high surplus liquidity held at the Bank of England
page 8Average cost of deposits
Average cost of deposits rose to 2.65% (2024: 3.15%) as competitive deposit-raising continued despite base rate cuts easing more slowly than deposit pricing
page 15£3.3m credit: Settlement of a claim relating to a negligent property valuation
page 117It is clear that, despite the manifesto promises of the current Government, rather than seeing economic growth ... the economy has in fact ground to a halt. In addition, the future direction of the economy has become more uncertain given recent events in the Middle East. Despite this, our balance sheet remains robust and conservatively managed, and our business still sees good client growth opportunities.
page 11Progressive dividend policy (Seven Principles). Final dividend of 31p proposed for 2025 (2024: 29p), giving total dividends for the year of 53p (2024: 69p, which included a 20p special dividend; normal 2024 dividend was 49p, so the 2025 normal dividend increased 4p year on year)
page 144Unqualified ('true and fair') audit opinion from Forvis Mazars LLP (Senior Statutory Auditor: Tim Hudson), auditor since FY2019 (7-year tenure). One Key Audit Matter: valuation of the ECL allowance for loans and advances (gross exposure GBP1,983m, ECL allowance GBP13.2m). Group materiality GBP2.2m (0.8% of net assets). Directors concluded the going concern basis is appropriate for at least 12 months from signing, based on ICAAP/ILAAP stress testing
page 61Read from C000088-AR-2025-ch.
15 annual reports read, FY1986 to FY2025
Open a year to see what its report said. Every line in it carries the page it was read from.
Sources: Companies House (15)
FY2026Next report expected 2 Apr 2027
FY1991–FY2015No annual reports read for these 25 years