Lendinvest plc
LendInvest plc (AIM: LINV) is a UK alternative property finance platform originating, underwriting, servicing and managing mortgages and loans across Buy-to-Let, Residential, Short-Term (bridging) and Development/Structured Finance. It operates through two divisions, LendInvest Mortgages (BTL and short-term/residential mortgages) and LendInvest Capital (larger, structured development finance and funds), earning fee income on third-party assets under management and net interest income on retained principal investments.
FY2026 in sixty seconds
year to 31 Mar 2026 · approved 14 Jul 2026 · 139 pages · Companies House
LendInvest is a UK property lender that arranges and manages buy-to-let mortgages, short-term bridging loans and development finance. In the year to 31 March 2026, its income after funding costs, the nearest thing it has to revenue, rose to £43.2m from £38.6m. It made a profit before tax of £3.2m, against a loss of £1.2m the year before.
The report credits record buy-to-let lending and running costs that fell even as lending grew. Profit included a one-off £1.6m cost of swapping old bonds for new ones, and a gain on contracts used to manage interest rates.
Cash at the year end was £78.3m, up on the year before, but £64.1m of it was set aside for specific lending. No dividend was proposed, because past losses still prevent one. Management said it begins the new year with its largest lending pipeline yet. It also warned that rising interest rates since February 2026, linked to the war in Iran, are raising borrowing costs and may slow lending. The auditor gave a clean opinion and raised no doubt that the company can keep trading.
Record Buy-to-Let originations
Buy-to-Let originations reached £917.0m (FY25: £785.3m), up 17%, the highest monthly BTL lending on record in March
page 6Operating leverage - flat/declining admin costs against rising lending volumes
New lending +17%, underlying net operating income +16% to £44.8m while underlying admin expenses fell 5% to £33.3m
page 6The Group enters FY27 with committed funding capacity, its largest lending pipeline to date and a scalable operating model.
page 9No final dividend proposed for FY26 (Board not recommending a dividend) due to the Group's retained losses position at period end which precludes payment of dividends; Board remains committed to commencing a progressive dividend policy as soon as prudent
page 248 years on one page · FY2019–FY2026
| Line | FY2019locked | FY2020locked | FY2021locked | FY2022locked | FY2023locked | FY202403/24 | FY202503/25 | FY202603/26 |
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| Profit for the year | ||||||||
| Basic EPS | ||||||||
| Dividend per share | — | — | ||||||
| Free cash flow | ||||||||
| Net debt (negative = net cash) | ||||||||
| Shares in issue |
GBP millions, negatives in brackets. Per-share lines in pence. Share counts in millions. Margins and returns as percentages, calculated from the filed figures. later is what a following report restated the figure to; vs is a second reading that disagrees. The figure shown is the one the original filing printed, and both readings are kept. Click any figure: opens the report page it was read from, highlighted; shows how it was calculated.
35 figures restated in a later report
Every figure is read again from the following year’s report: 140 confirmed, 2 differ, 35 restated.
| Line | Year | As first filed | In the later report |
|---|---|---|---|
| FY2025 | £68.2mFY2025 report | £55.7mFY2026 report | |
| FY2025 | £0FY2025 report | £6.4mFY2026 report | |
| FY2025 | −£197mFY2025 report | −£209mFY2026 report | |
| FY2025 | £12.5mFY2025 report | £0FY2026 report | |
| FY2025 | £300kFY2025 report | £5.8mFY2026 report | |
| FY2025 | £831mFY2025 report | £820mFY2026 report | |
| FY2025 | £766mFY2025 report | £753mFY2026 report | |
| FY2025 | £25.0mFY2025 report | £12.5mFY2026 report | |
| FY2025 | £9.1mFY2025 report | £4.4mFY2026 report | |
| FY2024 | −£20.1mFY2024 report | −£23.9mFY2025 report | |
| FY2024 | −£27.3mFY2024 report | −£31.1mFY2025 report | |
| FY2024 | 139.2mFY2024 report | 141.0mFY2025 report | |
| FY2024 | £59.3mFY2024 report | £55.5mFY2025 report | |
| FY2024 | £542mFY2024 report | £545mFY2025 report | |
| FY2024 | £14.1mFY2024 report | £16.3mFY2025 report |
20 more figures were restated in FY2019 to FY2023, which a free account opens.